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You are here:  Insurance Solutions  »  Insurance for Individuals and Families  »  Home Warranty
Home Warranty
At a GlanceHighlights
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Video GuideFAQs
   
 

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At a Glance

Your home is likely your largest and most valuable asset. When something goes wrong, you need it repaired right away. But costs associated with repairs and not knowing what could go wrong next can make it difficult. Finding a qualified service provider only adds to the stress.

A home warranty from HWA covers your home's major mechanical systems, appliances and much more.  We help ease your mind and save you money with our innovative and flexible home warranty programs.

 

Great Reasons to Say Yes to HWA

Customize to Save Money
You will be able to customize a program to fit your lifestyle with our AppliancePlus and AllStar Programs, GreenPlus and many other options.

Add GreenPlus for Energy Efficiency
Our GreenPlus Options offers replacement of many appliances and systems with ENERGY STAR qualified products, saving you money and helping to preserve our environment.  The appliance and systems include dishwasher, refrigerator, clothes washer, heating system and water heater.

Experience Convenient Service
It's easy to call for service.  Dial our toll-free number 1-888-HWA-RELY 24/7/365 days a year.  We have high speed scheduling and a nationwide network to get a service provider to you quickly and easily. 

Feel Secure with a Money-Back Guarantee
To demonstrate the confidence we have in our programs and service, we offer a 30-day money-back guarantee on every home warranty.  You can purchase our programs and options without any worries.

Why You Need It

An HWA™ home warranty allows you to never worry about the high cost of repairing or replacing your home's appliances or mechanical systems. You will not have to search any directories for contractors or repair technicians or wonder whether you can trust an unfamiliar service vendor.

When a covered item breaks down due to normal use, simply dial our toll-free number 24/7/365 and an authorized service technician will be dispatched by our knowledgeable customer service representatives to handle your needs.

If you are planning on selling your home soon, contact your local real estate professional or us for special programs for sellers that may be available in your area. If you are buying another home soon, insist on the best, an HWA home warranty!

HWA's Benefits to Homeowners
  • Unmatched, in-house customer service 24/7/365 
  • No waiting for quotes. Prices are online, and you can order online 24/7, get invoices, instant confirmations and much more! 
  • You can call our toll-free number to order 1-888-492-7359 
  • We have multiple, comprehensive plans and options to choose from with competitive pricing including GREENPLUS, our green home warranty option 
  • Now we even offer a first in the industry - GreenPlus - offers replacement of covered appliances and systems with ENERGY STAR qualified products - go to Costs & Coverage for more! 
  • No age restrictions on your home and no inspections are required 
  • A national company with over a decade of experience 
  • National network of screened service technicians A dedicated home warranty company. That's our only business! 

Compare and Save

The prices below are typical costs for repairing or replacing appliances and mechanical systems in the home if you do not have a home warranty policy in place. HWA's cost represents the service call fee for a technical to come to your home and diagnose the problem. If the item is covered in your home warranty contract then the service call fee would be your only cost to repair or replace the item

Item Avg Retail Cost Cost with HWA*
Plumbing System Repair $200.00 $50-$100
Electrical System Main Service Panel $2,000.00 $50-$100
Breaker/Outlet $175.00 $50-$100
Heating System   Replacement $2,500.00 $50-$100
Repair $300.00 $50-$100
Air Conditioning   Freon Leaks $150.00 $50-$100
Compressor $1,500.00 $50-$100
Condensor Unit $2,000.00 $50-$100
Dishwasher   Replacement $600.00 $50-$100
Repair $200.00 $50-$100
Garbage Disposal   Replacement $175.00 $50-$100
Cooktop   Replacement $500.00 $50-$100
Repair $175.00 $50-$100
Oven   Replacement $1,200.00 $50-$100
Repair $200.00 $50-$100
Duct Work   Replacement $300.00 $50-$100
Washer   Replacement $600.00 $50-$100
Repair $175.00 $50-$100
Dryer   Replacement $600.00 $50-$100
Repair $175.00 $50-$100
Refrigerator   Replacement $1,000.00 $50-$100
Repair $500.00 $50-$100
Pool/Spa   Replace Heater $2,500.00 $50-$100
Water Heater   Replacement $650.00 $50-$100

*Service call fee varies by state. Check your contract for current pricing, limits of liability and any exclusions.

Source:  HWA Website  (Reviewed July 3, 2009)

 

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Home Warranty of America

 

Why is HWA™ the home warranty company I should choose?

HWA™ has been protecting homeowners since 1996. Home warranties are our only business. We care about our customers, their home repair issues. Even when an item is not covered, we will do our best to make sure you are serviced by the most responsible repair company.

We offer multiple plans that start at only $24.95 a month. You can pay monthly, in three equal payments or all at once. But we want to work with you within your budget needs.

Compare HWA's coverage to others. We offer comprehensive coverage and often include appliances and other items that are not covered by our competitors for the same or a lower price.

How do you work with your service contractors?

HWA reviews and approves service contractors through a exhaustive process. See About Our Service Providers area. Unlike some other home warranty companies, we have a dedicated Vendor Development Department that has created a database of thousands of providers in all disciplines around the Country to get you back up and running quickly and efficiently.

What do I do if I think I have a claim?

We want you to call our Customer Service Department 24/7/365. They are highly trained in the claims process as well as in helping you possibly troubleshoot your problem and maybe not even need a service call. This will save you the service call fee. Many times a switch may have accidentally been turned off or another simple fix and we can save you money!

In the event that you do need a service technician, you will call our toll-free number (1-888-492-7359) and our Customer Service Representatives will help you right away. They have instant access to the database and can refer you to one or more service technicians right over the phone. They will help you get assistance as fast as possible.

What if my appliance systems are old?

HWA covers older and newer homes. There are no age restrictions. No inspection is required. Any covered appliance or system that breaks down due to normal wear and tear that was in proper working order on the effective date of your warranty is covered.

What is Premium Coverage?

Premium Coverage is an option you can buy to cover parts that are not covered by typical home warranty contracts. For example, in a dishwasher racks, baskets, rollers and door seals are not typically covered, but if you have premium coverage they are covered. There are over 30 items covered in HWA's Premium Coverage. See Costs & Coverage area for details.

Do you cover Pools and Spas?

Yes we do. Please refer to Costs & Coverage area for details. We even have coverage for second refrigerators, wet bars, stand alone freezers and more.

How can I know if an item is covered?

Keep your contract in a safe place with all of your other key household papers. It is designed in a systematic fashion so that you can read it easily. It is organized into major categories such as Ductwork, Plumbing, Water Heater and so on. Go directly to that highlighted area of your contract and read that paragraph. This will also help you troubleshoot your problem before you call. But do not hesitate to call us if you are still unsure. We are here to help.

What appliances are covered in GreenPlus?

Always refer to your contract for details. The following are included:

Dishwasher, Kitchen Refrigerator, Clothes Washer

What is GreenPlus?

For 2008, HWA has come out with the first in the industry green home warranty option. This is exciting news! You can purchase this option for just $75 and when you need a replacement for a covered appliance or system, you will get an ENERGY STAR qualified product, a 90% efficiency furnace or a tankless water heater.

Order Now
Activate your Home Warrant of America (HWA) plan today for as little as $24.95 per month.
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