Below is a sampling of the most popular products and services available through Marsh Global Consumer Association Business.

Accident 

Plans are designed to help protect individuals against the financial impact of a serious accident. Coverage amounts are typically high, from $100,000 up to $1 MM and help protect against the financial consequences of covered accidental injuries and fatal accidents.

Accidental Death and Dismemberment

Plans are similar in nature to Accident insurance, but also include some level of benefits for injuries due to accidents.

Auto / Homeowner

We offer a choice of carriers from among well-known names such as MetLife, Travelers, Allied, Liberty Mutual, and Progressive, to name a few. And, in some cases, we also offer the ability to view multiple quotes and choose the best option. Homeowner’s insurance is typically sold to owners of auto policies, as having multiple policies usually qualifies the customer for a discount.

Background Checks

Helps companies verify the backgrounds and resumes of potential new hires.

Business Overhead

We offer a range of business insurance options, including business overhead, which is designed to reimburse a business for overhead expenses in the event a business owner becomes disabled.

Business Owners Property and Liability

We have expanded our portfolio to include products and services geared specifically toward the needs of today’s business owners. In some situations, we can offer comparative shopping in a “choice” environment.

Cancer Care Protection

Cancer care insurance allows members to collect cash benefits in the event they are diagnosed with cancer. These plans are designed to help minimize the financial impact a cancer diagnosis can have – and to allow the member more freedom and flexibility in choosing treatment options.

Commercial Auto

Provides payment for bodily injury and damage to tangible property for which the insured becomes legally responsible.

Critical Illness

Critical illness policies work similarly to cancer care insurance, except they cover a wide range of diseases, in addition to cancer.

Dental Coverage

Dental coverage used to be a standard employer-paid benefit, but in more recent years has become a popular benefit among association insurance programs, as employers are no longer offering paid benefits.

Directors and Officers

Protects business assets from a variety of claims and other lawsuits initiated by suppliers, competitors, customers, and government bodies.

Disability Insurance

We offer both short and long term disability plans, and can design a program to fit the income needs of the membership audience. Plans typically cap the monthly benefit amount at around 60% of salary to encourage the member to go back to work.

Discount Services

From prescriptions to hearing aids, we offer discount programs that, while not insurance, can save members significant dollars over the retail cost of services.

Employment Practices Liability

Coverage for wide-ranging claims that can imperil a business, including sexual harassment, discrimination, wrongful termination, and violations of local, state, or federal laws.

Health Insurance and Major Medical Insurance

While health insurance and major medical coverage are costly, and difficult to find, we have group and individual options available to association members. In some cases, we negotiate plans specifically for the group. In other situations, we provide access to a buying service that provides a choice of medical options to participating members.

Hospital Indemnity

Like cancer and critical illness coverage, hospital indemnity pays cash benefits when a member is hospitalized. These plans are designed to ease the financial burden of being in a hospital, and help cover intangible costs like travel or lost income.

International Travel

Marsh offers several insurance products designed for members who travel or work overseas to help cover medical expense, medical evacuation and repatriation, personal property, and liability protection.

Legal Services

These plans allow members to pre-pay for basic legal services, and also provide unlimited access to a legal expertise via telephone.

Life Insurance

We offer a variety of life insurance plans geared to the different life stage needs, including senior life. 

Life Line Screening

This inexpensive and painless preventative health screening evaluates a member’s risk of developing several of today’s most critical – and often undiagnosed – health care problems.

Long Term Care

Long term care, which pays benefits for in-home and institutional care in the event a person no longer can take care of himself or herself, is a popular benefit among our older members looking to protect their financial assets.

Medicare Supplement

Coverage is offered in ten standardized plans that pick up the costs that Medicare doesn’t pay.

Professional Liability

Protects business professionals such as attorneys, physicians, nurses, and accountants against claims during the regular course of business.

Short Term Recovery

This plan pays cash benefits for hospitalization and recovery afterward. Covered services include physical therapy, occupational therapy, speech therapy, nursing care, companion services, home health, and homemaker services.

TRICARE Supplement

For military beneficiaries, these plans are designed to pick up the costs that TRICARE, the military health care program, doesn’t pay.

Vision

Much like dental, vision insurance and vision discount plans are becoming popular as a membership benefit, as few employers pay for these benefits anymore.

Workers Compensation

Provides benefits to employees who are injured on the job, subject to the workers compensation statue of the state.